Disclaimer
Welcome to the Verve Buyers Agency AU Pty Ltd (Verve/us/we) website. As you (theclient) are reading this disclaimer on our website we understand that you are interested inpurchasing a home or residential property and you are looking for information and potentiallyadvice to help you make that decision.
Purpose and nature of advice
Before you make a final decision, it is important that you understand that Verve’s role islimited to providing you with as much pertinent information as possible relating to the general property market and potentially a specific property identified during your interaction with us.
Any advice that we provide to you is intended to only act as a guide. It does not purport to bean exhaustive summary of all the information that a prudent person may access tocompletely evaluate all the advantages and disadvantages of deciding whether to purchase,hold or sell a property.
At the end of the day a decision whether to deal with a property remains entirely your decision having regard to your own objectives, financial circumstances and personal considerations, not all of which may be disclosed to or known by us.
No reliance or responsibility for decision
The outcome of any property transaction may be affected by numerous factors including, but not limited to, economic conditions, interest rate changes, government policy changes,market fluctuations, your personal undisclosed circumstances and or other factors beyondour control (risk factors).
It is impossible to provide advice that considers and takes precautions against everypossibility, unforeseen circumstances or outcomes not contemplated by you at the time thatyou make your final decision.
Accordingly, to the maximum extent permitted by law, Verve (or any related body corporate,director, officer, employee, contractor or adviser) cannot take responsibility for any loss, damage or adverse outcome arising from or connected with your reliance on any information or advice that we provide to you.
Currency of information
Any information or advice that we provide to you may change due to changes in any of therisk factors mentioned above.
The property market is fluid which means that the information that makes up our advice can also change, sometimes very quickly based on extraneous influencing factors (for example Trumponomics). Accordingly, it may not always be possible for us to update our advice to you depending on the speed and timing of those changes.
As the final decision is always yours the final onus is also on you to consider if there hasbeen any change in the information available to you and the circumstances as it impactsyour decision whether to purchase or sell a property
No legal, financial or tax advice
Verve does not provide legal, financial, taxation, accounting or valuation advice. Any information or advice relating to the property market, or a particular property, has beenprovided for general informational purposes only. It has not been prepared having regard toyour personal financial circumstances, tax position, estate planning, personal, lifestyle and financial objectives.
You are strongly advised to obtain independent advice from suitably qualified professionals before making any decision whether to deal with a particular property.
Information provided by others
Please note that if you, or any third party, provides information to us we do not independently audit or verify that information. It is taken in good faith in reliance that the information provided to us is true and correct and provided to help you reach a final decision.
Verve makes no representation or warranty as to its accuracy, completeness, reliability orcurrency.
Forward looking statements
The information or advice that we provide may contain forward-looking statements identifiedby expressions such as “believe” “estimate”, “anticipate”, “expect ” “intend”, “forecast ”, “plan”, “target ”, “may”, “will”, “would” “could ”, “should” or similar language.
Such statements are based on current expectations and assumptions regarding market andeconomic conditions. They involve known and unknown risks and uncertainties and are therefore not guarantees of future performance and actual outcomes may differ materially from those expressed or implied in any forward-looking statement.
Property market risk
You acknowledge that following any decision to deal with a property the value of that property may increase or decrease due to numerous factors including the risk factorsidentified above.
Nothing in the information and/or advice (if any) that we provide to you constitutes a representation or guarantee regarding the past, present or future performance of the real property market or the specific property identified.
Scope
The information or advice we provide to you addresses only those matters which you have instructed us to consider. The identification of specific issues, risks or opportunities highlighted by your instructions should not be interpreted as implying that no other issues or risks exist.
You must exercise your own independent commercial judgement in assessing the information that we provide to you.
Referral partner disclosure
During the course of acting for you we may refer you to a third-party supplier of services (e.g. including but not limited to a finance broker or a settlement agent or property inspector) and we may have a relationship or connection to that supplier who may pay us a commission or reward, either directly or indirectly, for that referral. By continuing to instructus you acknowledge and understand the potential existence of such a referral relationship.
Independent advice acknowledgement
By continuing to instruct us you acknowledge that you have been advised to obtain independent professional advice regarding the legal, financial, taxation and other consequences of whether to deal with a property. You also confirm that any decision made by you will be made independently and at your own risk having considered all the relevant information having regard to your own objectives and circumstances, not all of which may have been disclosed to or known by us.
